What type of loan service does Smart Lending offer?

Smart Lending is a quick and convenient personal loan service app designed to help users obtain the funds they need in a short amount of time.

What are the requirements for applying for a loan through Smart Lending?

You must be at least 18 years old, have valid identification, a bank account, and a stable source of income.

What is the loan application process like?

Simply download the Smart Lending app, sign-up using your mobile number, complete your profile with the required personal information and contacts information (for verification and repayment); and click apply!

How fast is the approval process with Smart Lending?

Our goal is to complete the approval process within minutes of your application submission.

Can I reapply if my loan application is denied?

Yes, of course. If denied, we suggest you improve your application conditions based on our feedback and try again.

Can I make early repayments, and are there any fees for early repayment?

You can make early repayments, and we do not charge any fees for doing so.

Once my loan was repaid can I request for A higher Limit?

We will update the amount based on your latest credit status, please maintain good repayment habits.